Ask Before Buying a Smart Home

When you find the perfect smart home for you, consider these important questions.

Guest post by Jon Snyder

Smart homes are all the rage these days and are quickly becoming a hot commodity. A recent survey found that 65 percent of buyers would pay extra for houses with smart features – that is, anything in the home that connects to the internet. Smart features include connected security systems, HVAC systems, lighting, thermostats, door locks and eco-friendly appliances—all of which can be controlled remotely from your smartphone or tablet.

While smart homes offer convenience and energy savings, they do come with unique challenges—especially when transferring the home from one family to the next. If you think you’ve found the perfect smart home for you, consider these important questions.

1. What Devices are Actually in the Home?

Talk with the realtor or current homeowners to get a list of devices installed in the home. Don’t rely on a quick walkthrough tour alone, as some IoT-enabled devices are more obvious than others. For example, you’ll be able to spot a smart refrigerator’s touchscreen, but you may not notice the smart lighting solutions. These could encompass not only light bulbs but also adjustable window shades and natural-light detection that dims bulbs as natural light floods the room.

It’s also a good idea to pinpoint what you want out of a smart home, so you can find the one that meets all (or at least most) of your criteria. Additionally, check with the sellers to make sure the manuals for each device are available. They’ll highlight the various features and can quickly clue you in on where each device is and what it has to offer.

2. Are There Warranties for the Connected Devices?

Review the warranties and policies of the home’s IoT gadgets just like you would for any other appliance in the home. You can do this online if you have the serial numbers. (Ask the seller for a list of serial numbers for each device.) That way, you can make sure the devices are actually transferable to new owners so you don’t miss out on important features or security updates.

If everything checks out, remember to update the manufacturer’s pre-set passwords and see if there are any new versions of the device software once you’re all moved in. You can do this on the manufacturer’s website or by accessing the settings menu in the gadget itself.

3. Have the Devices Been Reset to Factory Settings?

Ask if the owner will (or already has) reset the devices back to their default factory settings. Doing so will make it easier for you to create your own account, set up new access protocols and adjust the settings to your liking.

It’s also wise to review the privacy settings for each device, as well as the settings for your own smartphone or tablet, which is what you’ll use to “talk” to your smart home. Keep in mind that all connected devices store and communicate data, so educate yourself as much as possible on how your smart hub works.

It’s up to you to beef up security and limit personal information stored in IoT devices as much as possible. By knowing what you want and asking questions (as many questions as you need to!), you’ll be able to smoothly transition into your new smart home.

 

Jon Snyder is a Product Manager at Esurance, overseeing countrywide design of property insurance products. Jon uses his 25 years of industry experience to write about smart technology and how it will impact homeowners insurance. You can view Esurance’s homeowners policy options on their website.

Your Home’s April Honey Do List

Spring Cleaning is in full swing this month! Find out what to do’s you should be crossing off your list for the month of April.

Even though today is National No Housework Day (no, that’s not a belated April Fool’s Joke), spring cleaning season is in full swing. So, while you have permission to put off your honey do list until tomorrow, here’s a list of to do’s for your home this month.

1. April Showers Bring May Flowers – But, only if you prep the garden today! Lay mulch around shrubs and flower beds before the weeds take over next month. However, resist the urge to plant warm season annuals and vegetables until the last frost date has passed in your area.

2. Fresh Air, Fresh Paint – Planning to paint the exterior of your home, deck or front door? Start preparing exterior surfaces now by scraping and sanding so that when the warmer weather arrives, you’ll be ready to apply the first coat (without a coat on!)

3. Dust Off the Chaise Lounges – The days of lounging in the backyard are almost here! Take some time to clean and repair any outdoor furniture.

4. Get Rid of House Guests – While we all love having family and friends visit over the holidays, other unwelcome house guests can often make themselves at home in our roofs and walls during the winter. Follow this guide to inspect and repair damage from animals who took shelter in your home this winter season.

5. Organize the Garage or Shed – For most of the country, it’s finally time to stash the snow shovels and bust out the lawn mower. While you’re at it, consider Making Your Garage Smarter and More Energy Efficient

6. Spring Clean That Closet – Kick off your spring cleaning project by tackling one of the most cluttered spots of the home. Follow these three steps to a spring miracle: an organized closet.

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